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Connect NowPart B offers insurance for medical services and supplies, and as such covers a broad range. This article outlines what is typically covered as well as what is typically not covered. Keep in mind that these lists are indicative, not exhaustive.
PART B (Medical Insurance) - Coverage and Benefits
Part B covers medical services including doctor visits, outpatient care, preventive services, emergency ambulance services, laboratory tests and X-rays, mental health services, durable medical equipment, and rehabilitative services.
More details are provided below, including what is not covered. Note that these lists are indicative, not exhaustive. If in doubt, it is a good practice to confirm coverage from the care provider.
What is covered
|
Description/Examples
|
Doctor visits |
Visits to a doctor or specialist |
Outpatient care |
Outpatient treatment, Psychiatric care |
Screening and Clinical lab services |
Blood tests, X-rays, MRIs, Other screening tests |
Durable medical equipment |
Wheelchairs, Walkers etc as recommended by doctors |
Preventive Services (most paid for in full by Medicare) |
Annual wellness visits, Flu shots, Breast cancer screening, Cardiovascular disease screenings and rehabilitation, Diabetes screening, Alcohol misuse screening and counseling |
Kidney dialysis services and supplies |
Three dialyses per week if you have ESRD |
Ambulance services, emergency services and blood transfusion |
Transportation to a hospital or SNF, sudden illness and injury |
Pulmonary rehabilitation |
Covers moderate to severe chronic obstructive disease |
Home health services
|
Physical therapy, Social services etc. Should be needed only intermittently and ordered by a doctor |
Examples of what is NOT covered
|
Description
|
Prescription Drugs |
Covered under Part D (Prescription Drug Plans). Only very limited drugs may be covered by Part B, especially those used during outpatient care |
Dental, Vision, Hearing |
Not covered by Medicare, with a few exceptions. Some Part C plans may cover these partly as additional benefits (for an additional premium). |
Foot care |
Routine foot care is not covered, with a few exceptions |
Cosmetic surgery |
Not covered by Medicare, with a few exceptions |
Acupuncture |
Not covered by Medicare |
Click here to learn more about Medicare, its various Parts, different enrollment periods and your costs.
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Remember that you cannot choose just any combination of Parts and Plans. Let Lighted Road Insurance guide you step-by-step through the Medicare ecosystem and help you in selecting the right plan(s) for your needs.
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Last Updated: 01-10-2021