Signing up for Medicare

You need to be eligible for Medicare Part A and enrolled in Part B before you can enroll into Medicare Advantage plans offered by various Carriers. Or you can decide to stick with Medicare Parts A & B and add additional coverage as needed. In either case, you should usually sign up unless you have equivalent coverage from other sources. 

Signing up for Medicare

You need to be eligible for Medicare Part A and enrolled in Part B before you can enroll into Medicare Advantage plans offered by various Carriers. Or you can decide to stick with Medicare Parts A & B and add additional coverage if needed. In either case, you should usually sign up unless you have equivalent coverage from other sources.

For Medicare sign up, apply online at Social Security or visit your local Social Security office. You may also call Social Security at 1-800-772-1213 (TTY 1-800-325-0778).

If you get RRB benefits, call 1-877-772-5772 (TTY 1-312-751-4701).

In case you would like to delay enrollment in Medicare or just delay Part B (medical insurance), call Social Security. They may have automatically signed you up for both Part A and Part B (in which case you should have received a Medicare card or will be receiving it soon).

Ensure you understand the implications of delaying enrollment, including loss of special enrollment privileges and getting assessed late enrollment penalties. Keep in mind that most people qualify for premium-free Part A.

                                                                                                                                                  

Click here to learn more about Medicare, its various Parts, different enrollment periods and your costs. 

We have also created videos to help you better understand various topics related to Medicare. Select and watch a video explaining the topic of your interest in a simple and intuitive manner.

Remember that you cannot choose just any combination of Parts and Plans. Let Lighted Road Insurance guide you step-by-step through the Medicare ecosystem and help you in selecting the right plan(s) for your needs.